delinquencies and defaults. Statistics in February 2011.
In February doubtful loans (the credit system, banks, etc.) rose to 6.19% figure not seen since September 1995, but less than 9% was seen in early 1994.
But these data are only part of the story, but the most important. Another section are arrears (late payments do not call here) to government providers and all companies must perform: this figure rose in 2010 to 5.10% of the turnover of the companies which account for 10% of GDP that was the origin of the Law 15/2010 of fighting against excessive delays in force since July 7 of that year. It should be noted that mortgage loans are the least fall into default with a 2.4% rate of default, and most are consumer credit at a rate of arrears of 6.6%.
The most worrying sector is the arrears of the regional administrations: the public sector pay your bills at an average of 157 days, exceeding three times the 50 days required by the regulations in force since July 2010. The ranking of the top paying worst administrations Castilla La Mancha with a 6.47% in arrears, followed by Murcia (4.95%), Baleares (4.16%) and Catalonia (3.86%). I would add my experience, that would be better paying the Basque Country and Navarra. Copying
Money and Employment of the Courier 27.4.2011. Articles and Julio José A. Herce Pomes.
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